WebFirst Time Home Buyer Advantage: 3% Down Payment $500 Reward for 60th-on-time mortgage payment 1 No income limits Buyers wanting a low down payment of 3%: Conventional Fixed Rate Options: Multiple term options available Stable payments over the life of the loan: Buyers wanting a down payment of 5% or more WebJun 12, 2024 · Here are four common areas to know about when thinking about buying a new home: 1. Mortgage Insurance Programs. Buying a home is a big financial commitment–including saving up for a down payment. Common loan programs can require at least 20 percent down. But, if you can’t afford a down payment to meet lending …
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